U.S. Congressional Legislative Hub

CLARITY Act News and Latest Updates

Follow CLARITY Act news, the latest legislative developments and a dated timeline. Understand proposed crypto rules through source-linked coverage.

ACTIVE LEGISLATIVE POSTURE📅 As of: September 2026

Latest Verified Status

The CLARITY Act is actively undergoing bicameral committee reconciliation across the United States Congress. Having achieved bipartisan floor approval in the House of Representatives, the compromise text is under active markup between the Senate Banking and Senate Agriculture Committees to align statutory definitions.

Chamber of OriginU.S. House of Representatives
Key CommitteesFinancial Services & Agriculture
Next Procedural StepSenate Floor Calendar Consideration
Bipartisan CoalitionBipartisan Majority Quorum

Latest CLARITY Act News

Latest committee hearings, floor developments, and policy impact analysis

Legislative Timeline

Chronological tracker of committee hearings, floor votes, and enactment milestones
Stage 01 • Bipartisan Committee Markup

House Committees Joint Approval

House Financial Services and Agriculture Committees advance the bill with bipartisan amendments establishing safe harbors for developers and clear definitions for digital commodities.

Stage 02 • House Floor Vote

Full House Floor Passage

The full House of Representatives approves the statutory framework with a decisive 275+ bipartisan supermajority, sending the legislation to the Senate.

Stage 03 • Senate Banking & Agriculture Committee Review

Senate Committees Deliberation & Markup

Senate Banking and Agriculture Committees refine statutory text, incorporating comprehensive anti-money laundering (AML) controls and harmonizing provisions with federal stablecoin directives.

Stage 04 • Senate Floor & Conference Committee

Senate Floor Vote & Conference Committee

Final Senate floor roll-call vote and conference committee alignment to synthesize the definitive federal statutory code for the President's signature.

What the Proposal Covers

Core statutory provisions, regulatory boundaries, and investor protection standards
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SEC vs CFTC Jurisdictional Boundary

Codifies clear bright-line rules: investment contract assets remain subject to SEC disclosure rules, while mature digital commodities on decentralized networks are placed under exclusive CFTC spot market regulatory oversight.

🔒

Mandatory Asset Segregation

Strict statutory ban on commingling customer deposits with proprietary trading funds. Mandates qualified independent custody and real-time cryptographic proof-of-reserves.

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Decentralization Maturity Standard

Defines transparent mathematical criteria for decentralization: no issuer or controlling group may hold over 20% of voting power or token distribution, paired with active permissionless governance.

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DeFi & Validator Safe Harbor

Express legal exemption shielding non-custodial software developers, node operators, and consensus validators from broker-dealer, money-transmitter, or financial intermediary registration.

Questions & Sources

Primary documentation registry and verified editorial FAQ
PRIMARY SOURCE LEDGER

Congressional Documentation Ledger

Congress.gov Official SummaryLibrary of Congress • Legislative Actions & Bill Text
View Source →
House Committee on Financial Services RecordMarkup Proceedings • Bipartisan Roll Call Votes
View Source →
Senate Committee on Banking & Urban Affairs Hearing DraftDigital Asset Market Structure Text & Expert Testimony
View Source →
What is the primary objective of the CLARITY Act?

The CLARITY Act is a comprehensive federal market structure bill introduced in the United States Congress designed to establish statutory clarity for digital assets, demarcate regulatory boundaries between the SEC and the CFTC, and codify protections for decentralized finance.

How does the bill resolve the jurisdictional boundary between the SEC and CFTC?

The bill establishes statutory definitions separating 'Digital Commodities' from 'Investment Contract Assets'. Digital commodities on sufficiently decentralized blockchains fall under the exclusive spot market jurisdiction of the Commodity Futures Trading Commission (CFTC), while capital-raising tokens remain under SEC disclosure oversight.

What is the Decentralization Maturity Standard in the proposal?

The CLARITY Act creates an objective mathematical test determining when a digital asset transitions from an investment contract to a commodity: no single issuer or affiliated controller may possess greater than 20% of voting power or token supply, and protocol governance must be publicly auditable on-chain.

Are non-custodial developers and blockchain validators protected?

Yes. The statutory text explicitly provides safe-harbor exemptions for non-custodial software writers, smart contract deployers, node operators, and consensus validators, shielding them from broker-dealer, clearinghouse, and financial intermediary licensing mandates.

MEME-COINS

What a token contract audit can and cannot prove

A security audit badge is frequently used as marketing proof of safety, but audits do not guarantee an investment is secure. This guide explains what security auditors actually review, what falls outside their scope, and how to read an audit report.