Overview
The Bybit Card links spending directly to Funding and Trading account balances. It enables seamless off-ramping across EEA, UK, Australia, and select Latin American markets with direct crypto-to-fiat authorization at point of sale.
Verified product record
Bybit Card: review, fees and availability
Regional debit cards issued by Bybit for eligible verified users.
✓ Facts verified Sep 15, 2026✓ 1 primary sources✓ Commercial disclosure
01Facts verifiedSep 15, 2026
02Primary sources1 linked records
03Custody modelLinked Bybit Funding Account.
04Identity verificationLevel 2 identity verification required
FomoNewZ verdict
Who Bybit Card is built for
Bybit Card has broad regional variation: card network, prepaid or credit status, fees and rewards differ materially. It is useful only after matching the review to the country shown in the verified account.
Best for: Existing eligible Bybit users who want account-linked spending and will compare regional conversion costs.Verified product record
Bybit Card
- Availability
- Regional debit cards issued by Bybit for eligible verified users.
- Supported countries
- EEA, UK, selected APAC jurisdictions
- Supported assets
- USDT, USDC, BTC, ETH, EUR
- Custody model
- Linked Bybit Funding Account.
- Identity verification
- Level 2 identity verification required
Fees
- Card issuance
- Free virtual card
- Conversion fee
- 0.9%
- FX fee
- 0.5%
Rewards
- Cashback
- Up to 10% in VIP loyalty points
Limits
- Daily spend
- Up to €5,000/day
Independent review
Bybit Card, examined in context
Eligibility
Card issuance requires an active Level 1 or Level 2 identity-verified Bybit exchange account. Users residing in unsupported jurisdictions or sanctioned territories are strictly restricted.
Fees
Bybit does not charge recurring annual or monthly account maintenance fees. However, crypto-to-fiat transactions incur an exchange conversion fee (commonly 0.9% on top of market spread), and foreign currency conversion incurs standard network fees.
Payment Support
The card supports Apple Pay and Google Pay across eligible regions including the UK, EEA, and Australia. Users can add the digital card directly to their Apple Wallet using in-app or SMS verification without waiting for physical delivery.
Limitations
Cashback point earnings vary heavily by VIP trading tier. Maximum monthly redemption caps apply to points programs, and certain business merchant category codes (MCCs) are excluded from reward calculations.
Sources
Verified against Bybit official card terms, cardholder agreement schedules, and verified Help Center documentation as of September 2026.
Product questions
Bybit Card FAQ
Does Bybit Card support Apple Pay?
Yes. Bybit Card supports Apple Pay for cardholders in the UK, EEA, and Australia. You can activate it directly within the Bybit App by selecting 'Add to Apple Wallet' or entering card credentials manually into the Apple Wallet app with SMS two-factor authentication.
Is Bybit Card prepaid or credit?
It depends on the region. Bybit's published documentation lists prepaid debit cards in several markets and credit card products in select licensed jurisdictions.
How does Bybit Card cashback work?
Eligible purchases generate reward points based on your Bybit VIP tier (up to 10% for high-volume tiers). Points can be redeemed for crypto vouchers, trading bonuses, or partner merchandise subject to monthly caps.
Primary sources
Primary sources
- 01card-overviewSep 15, 2026